On Friday, July 11, 2025, in Brazzaville, Anatole Collinet Makosso, Prime Minister and Head of Government, presided over the ceremony marking the 10th anniversary of the Sino-Congolese Bank for Africa (BSCA.Bank). Among those present were the Monetary Authority of Congo, Christian Yoka; the Chinese Ambassador to Congo, An Qing; and the Director General of the Agricultural Bank of China (ABC), Zhiheng Wang. and the Chairman of the Board of Directors of BSCA.BANK, Rigobert Roger Andely.

During the ceremony, held at the bank's headquarters, the Monetary Authority of Congo, Christian Yoka, reviewed the bank's 10 years of operation.

"Ten years of operation represent a significant milestone, making it an opportune time for an initial assessment. The results achieved by BSCA.Bank during this period are simply remarkable. From a young banking institution launched in 2015, the newest addition to the Congolese banking landscape, it has established itself over the years as a leading player, firmly rooted in the national financial system. Today, ten years after its creation, BSCA.Bank ranks among the top Congolese banks, according to standard evaluation criteria."

Several indicators illustrate this growth: for the past five years, BSCA.Bank has held the leading position in the market in terms of bank deposit mobilization (20.19%), second place in lending to the private sector (14.96%), and second place in government financing (18.13%). Thanks to the support of its parent company and its powerful network of foreign correspondents, it is the leader in international money transfers and in the number of ATMs and other distribution points installed throughout the country.

Its workforce has grown from 39 employees in 2015 to 200 in 2025, with 85% Congolese staff and 15% Chinese staff. The bank's network now comprises seven branches, compared to just one at its launch, including four branches in Brazzaville, two in Pointe-Noire, and one in Oyo. “Finally, BSCA.Bank achieved financial equilibrium as early as 2017, and has since generated consistent profits, allowing for both the distribution of dividends to its shareholders and the payment of bonuses to its staff since 2021,” he stated.

The Minister of Finance did not simply express his satisfaction with the bank’s performance. He added that it was now time to outline the prospects for this institution, a product of bilateral financial cooperation between Congo and China.

“Following the first two five-year plans (2015-2020 and 2020-2025), the bank’s third five-year development plan (2026-2030), currently being drafted, will need to set new goals and define the necessary resources to achieve them.” I encourage shareholders and management to include in this Plan a section on expanding the banking network, with the establishment of new branches in cities such as Dolisie and Ouesso, to strengthen banking access and financial inclusion in our country. On this important point for Congo, which is also included in the two founding documents of BSCA.Bank signed in Beijing in 2014, I wish to reassure our Chinese partners, as well as the bank's management, of the Congolese State's unwavering commitment to honoring its support. This commitment has already been demonstrated in the past, from the construction of the head office in Brazzaville to the recent building of the new branch in Oyo in May 2025; and the opening of a branch in another country of the Central African Economic and Monetary Community (CEMAC), now made possible thanks to the Single Authorization adopted by the CEMAC Ministerial Committee on December 20, 2024. Strengthening human capital through training, mobility, and skills development is essential for sustainable development. Indeed, investing in human capital is just as important as improving the quality of banking services, strengthening compliance, meeting the prudential ratios of the Banking Commission of Central Africa (COBAC), or creating new branches.

The BSCA-Bank 10th anniversary celebrations also included the awarding of decorations to ten employees by the Prime Minister, Head of Government; the unveiling of four mobile banking vehicles; the opening of a photo and art exhibition; and a guided tour of the headquarters.

It should be noted that on July 11, 2025, the Minister of Finance, Budget, and Public Portfolio held an audience in his office with a delegation from the Agricultural Bank of China, led by its Managing Director, Zhiheng Wang.

The Genesis of BSCA.BANK

The idea of ​​creating a Sino-Congolese bank emerged in March 2013 in Brazzaville, during the historic visit of His Excellency Mr. Xi Jinping, President of the People's Republic of China. On this occasion, His Excellency Mr. Denis Sassou Nguesso, President of the Republic of Congo, expressed his desire for bilateral cooperation between the two countries to be strengthened by a structured banking partnership capable of catalyzing economic and trade exchanges.

From this strategic vision, a joint Task Force was created, composed of Congolese and Chinese banking experts, tasked with laying the technical, legal, and institutional foundations of this initiative.

The work carried out by this joint team culminated in the signing, in Beijing on June 12, 2014, in the presence of the two Heads of State, of two founding documents marking the official creation of BSCA.Bank: the Memorandum of Understanding, commonly known as the “Beijing Agreement,” and the Shareholders’ Agreement, binding the Agricultural Bank of China, the Congolese State, the National Petroleum Company of Congo (SNPC), a group of Congolese private shareholders, and the Chinese company MPC.

The inaugural General Meeting of BSCA.Bank was held on December 5, 2014, in Brazzaville, at the headquarters of the National Petroleum Company of Congo. Shortly thereafter, the Bank obtained its official license as a credit institution, by Ministerial Decree No. 13785 dated May 28, 2015, following the approval of the Banking Commission of Central Africa (COBAC).

The Communication Unit of the Ministry of Finance, Budget and Public Portfolio.